I have become more active on posting again as The Huffington Post invited me to guest blog. So, I will try to write a synopsis of what I post there and give you a link or vice versa.

Some excerpts from a couple of more recent posts:

• Breaking the Credit Habit: Not as Impossible As They Said it Would Be
  ” Did the economic toil of 2008 push cash-strapped consumers to wildly apply for credit cards and default on their existing debt? Not remotely, according to a bit of research:

  1. National credit card debt per credit borrower in the US was $1,717 in the second quarter of 2008 - up 2.63 percent from the first quarter of the year 8.6 percent from the second quarter of 2007. [Source: TransUnion.]

  But the delinquency rate* - contrary to what you might expect - actually declined from the first quarter to the second quarter this year…” [click here for the rest of the article]

• The Waffle Guy, or, Financial Independence in Uncertain Times
  ” During dire economic times, most of us face the predicament of either worrying ourselves to death or just accepting whatever outcome with little anxiety. Those in the latter group need read no further - this article is not for you. To everyone else, here’s a thought: You really can play an active role in your financial independence.

  We have jobs and try to hold onto them to finance our daily lives. In times like these, we harbor this nagging fear of corporate layoffs, or worse - the failure of the entire company.

  So how can we tackle this fear and come up with a solution?…” [click here for the rest of the article]

We thank The Huffington Post for giving us to the audience to participate in the current credit dialogue.